Protect Your Home and Everything In It

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Underinsured/Uninsured Motorists

Protection When Others Aren’t Covered

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What is Underinsured/Uninsured Motorist Coverage?
Underinsured/uninsured motorist coverage protects you if you’re in an accident caused by a driver who has little or no insurance. It helps pay for your injuries, property damage, and more when the other driver can’t.

Drive with confidence, even when others aren’t protected.

Protect your home,

protect your peace of mind.


Cover Yourself From:

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Uninsured Motorist Accidents

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Underinsured Motorist Accidents

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Hit-and-Run Collisions

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Bodily Injury

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Property Damage

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Medical Payments

FAQ

What is underinsured/uninsured motorist coverage?
It protects you if you’re hit by a driver with no insurance or not enough coverage to pay for your injuries or damages.
Is it required by law?
Requirements vary by state, but many strongly recommend it. Some states include UM/UIM automatically, while others make it optional.
Does it cover hit-and-run accidents?
Yes, most policies pay out if you’re injured or your car is damaged in a hit-and-run and the at-fault driver can’t be identified.
Does it cover passengers in my car?
Yes, UM/UIM covers injuries to you and your passengers, up to your policy limits.
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